Capital One Quicksilver.
Builds credit + 1.5% cash back, but requires deposit & has high APR.
By: Alicia
Quicksilver Secured Card: Build credit with 1.5% cash back, no fee, easy approval + online tools.
thumb_up Helps build credit with easy approval
Builds credit with responsible use
- done 1.5% cashback on everything – Earn rewards on every purchase, boosting your savings over time.
- done No Annual Fee: Keeps costs low while earning rewards.
- done Build credit with the Quicksilver Secured Card – great for limited or damaged credit histories.
- done Easy online management: Track spending, pay bills, and monitor credit scores all in one place.
thumb_down learn about the disadvantages of the Capital One Quicksilver Secured Cash Rewards Credit Card
Pros and cons: The Quicksilver Secured Card has great perks but some drawbacks to consider.
- close High APR if carrying a balance – best paid in full monthly to avoid interest.
- close Requires refundable deposit – your limit equals your security deposit.
- close Deposit = your limit – may start lower than unsecured cards.
help How to apply: Visit Capital One’s website, check eligibility, and submit a refundable security deposit to open your account.
Get approved & start building credit:
- Visit Capital One’s website
- Select “Quicksilver Secured Card”
- Complete application
- Await decision (typically within days)
- Receive the Card
- Enjoy