Wells Fargo Active Cash: Unlimited 2% Cash Rewards
Earn unlimited 2% cash back on every purchase with no annual fee and enjoy a $200 sign-up bonus.
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Unlimited 2% Cash Rewards on Purchases
Earn unlimited 2% cash rewards on every purchase you make, with no categories to track or limits to worry about.
$200 Cash Rewards Bonus
Get a $200 cash rewards bonus after spending $500 in purchases within the first 3 months of account opening.
0% Intro APR for 15 Months
Enjoy 0% intro APR for 15 months on purchases and balance transfers, followed by a variable APR.
No Annual Fee
There is no annual fee with the Wells Fargo Active Cash Card, allowing you to earn rewards without added costs.
Wells Fargo Active Cash Card: Unlimited 2% Cash Rewards
The Wells Fargo Active Cash® Card offers a simple, remarkably straightforward way to earn unlimited 2% cash rewards on every single purchase you make, regardless of the category. This top-tier flat rate is perfect for those who prefer to maximize their earnings without the hassle of tracking rotating categories or activation windows. In March 2026, new cardholders can take advantage of a generous $200 cash rewards bonus after spending just $500 on purchases within the first three months of account opening. Additionally, the card features a 0% introductory APR for 12 months on both purchases and qualifying balance transfers, providing a valuable window to manage larger expenses interest-free. With a $0 annual fee and extra perks like up to $600 in cell phone protection, this card remains a premier choice for consistent, long-term financial value.
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How can I earn the $200 bonus?
You can earn the $200 cash rewards bonus after spending $500 in purchases within the first 3 months of account opening.
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Does the Wells Fargo Active Cash Card have an annual fee?
No, the Wells Fargo Active Cash Card has no annual fee.
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What is the 0% intro APR offer?
The card offers 0% intro APR for 15 months on purchases and balance transfers, followed by a variable APR.
No Annual Fee and Easy-to-Earn Cash Rewards
The Wells Fargo Active Cash® Card is a standout choice for 2026, offering a refreshingly simple way to earn a high-tier unlimited 2% cash rewards on every single purchase, with no complicated categories to track or activate. New cardholders can jumpstart their earnings with a generous $200 cash rewards bonus after spending just $500 on purchases within the first three months of account opening. Beyond the rewards, this card serves as a powerful financial tool by offering a 0% introductory APR for 12 months on both new purchases and qualifying balance transfers. This interest-free window is ideal for managing large upcoming expenses or consolidating higher-interest debt. With a $0 annual fee, the card also includes premium "hidden" perks, such as up to $600 in cell phone protection when you pay your monthly bill with the card, ensuring long-term value and peace of mind for everyday users.